The future we are looking into is soon transforming and we are soon going to see a number of shifts and changes in the way mental health insurance will be treated as it is going to be treated same way as the other medical and surgical benefits. The Addiction Treatment benefits are actually going to see the same rate of return as the other surgical procedures. All this is the result of the signing of the congressional economic recovery package on the 3rd of October which had the Mental Health and Addiction Parity Act as a rider on it.
The Congressional Act signed will see a sure change in the way that the insurances will be writing the benefits for the mental and addiction health problems that their clients would be suffering from. Since the year of 1973, the HMO’s started putting limits on the benefits for the addicts and alcoholics and this actually has seen the number of days reduced to the number we see today for the addicts and alcoholics in the rehab facilities. There are some policies which will provide for detoxification programs and will not allow provision for the reimbursement for any continuing or aftercare.
In most cases, for those who have had to treat cases of addictions and as such have had to incur financial cost for the same, the feeling has often been that of betrayal by the insurance companies when they came to realize that the providers did not carry or provide for these. This has had really some serious effects and impacted really negatively on the financial situation of some of us as we see the charges transferred to their credit cards, sell of their homes and even in some worst scenarios, the patients would fail to get the wanted treatment.
The Mental Health and Addiction Parity Act will have lots of benefits for those who are enrolled in a State regulated or Employer funded insurance schemes. The plans were to take effect in January of the year 2010. However, the plans are actually no case for the filing of outrageous bills by the rehab centers and eating disorder treatment plans on the insurance providers. The benefits will still continue to be managed and the medical necessity also still to be proved.
Alternatively, you can think of reality treatments as yet another means for the treatment for alcoholics and addictions. Should you be suffering from an addiction, it is no need suffering alone. There are links you can follow and get connected to some of the best specialists to help overcome the particular addiction and disturbing behavior you are facing. With these specialists you can be sure to find the very suitable treatment plan to get on you on the path to recovery.
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